The overall effective rate first responds to the legislator’s desire to protect the borrower. It is mandatory and must be included in the prior offer . It includes all the costs that go...

In the credit guide, we cover all areas related to borrowing. You can read each part independently and freely navigate from one page to another. The information in the different chapters The different forms...

Taking a loan is usually considered very easy. But in reality, this often looks very different, because the applications and procedures are often associated with a lot of paperwork that has to be dealt...

The Schufa is a powerful institution. It collects all information about us citizens related to our creditworthiness and payment history. Without positive Schufa information no one gets a loan from a German financial institution....

      In fixed assets, the impairment must be determined for tax purposes. This impairment is called depreciation for wear. The AfA is characterized by the income tax law. Although it is a...

Basic use The use of mathematics in financial transactions has many applications in the economy and is sometimes very complex, especially in advanced techniques such as those used for financial markets. In the field...