The overall effective rate first responds to the legislator’s desire to protect the borrower. It is mandatory and must be included in the prior offer . It includes all the costs that go into the calculation of the cost , ie the nominal rate, the insurance, the guarantee costs and the fees. Namely: […]
In the credit guide, we cover all areas related to borrowing. You can read each part independently and freely navigate from one page to another. The information in the different chapters The different forms of borrowing The legal nature of a loan depends on its purpose . There are different loans and each of them […]
Taking a loan is usually considered very easy. But in reality, this often looks very different, because the applications and procedures are often associated with a lot of paperwork that has to be dealt with here. Online credit providers in Austria at a glance Compare Current Loan Rates – Free Loan Calculator Especially […]
The Schufa is a powerful institution. It collects all information about us citizens related to our creditworthiness and payment history. Without positive Schufa information no one gets a loan from a German financial institution. But there is an alternative. Various direct banks on the Internet offer a loan without Schufa information. Bad reputation mostly unfounded […]
In fixed assets, the impairment must be determined for tax purposes. This impairment is called depreciation for wear. The AfA is characterized by the income tax law. Although it is a form of depreciation , which is based on tax law, but there are different variants compared to the business depreciation. Depreciation, […]
Basic use The use of mathematics in financial transactions has many applications in the economy and is sometimes very complex, especially in advanced techniques such as those used for financial markets. In the field of credit and in spite of sometimes confusing terminology , the interaction between mathematics and finance in general does not pose […]